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Joseph Carpenito
Joseph Carpenito SmartVestor
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Joseph is regularly called upon to share his expertise on a variety of subjects within the financial services space. Joseph has been featured on many well known news media outlets such as Forbes, USA Today, U.S. News and Yahoo Finance to name a few. Below are Joseph's most recent and notable features:

3 Things You Need To Know

3 Things You Need To Know About Filing As A...

Yahoo Finance

Joseph Carpenito is a financial advisor and Enrolled Agent (EA). He says, ” I can’t overstate the amount of times that parents miss out on their respective tax credits simply because they didn’t let their tax professional know they had a child born in that tax year. This goes for.."

5 Books Financial Advisors

5 Books Financial Advisors Recommend

GoBankingRates

Joseph Carpenito, a financial planner with the Materetsky Financial Group is a “SmartVestor Pro” — a financial advisor recommended by the Dave Ramsey organization for prospective clients seeking a new financial advisor relationship. He admitted that his answer..."

What Is the Social Security Tax Limit?

What Is the Social Security Tax Limit?

U.S. News & World Report

“Thoroughly review all sources of income, including wages, self-employment earnings and other taxable compensation,” said Joseph Carpenito, a financial advisor at Materetsky Financial Group in Boynton Beach, Florida...

IRA Rules: Contributions, Deductions, Withdrawals

IRA Rules: Contributions, Deductions, Withdr...

U.S. News & World Report

“Unlike a few other retirement avenues, IRAs don’t impose an upper age limit for contributions, as long as you’re still generating income,” says Joseph Carpenito, a financial advisor at Materetsky Financial Group in Boynton Beach, Florida.

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Tuition Insurance Is Growing In Popularity

Forbes

“Financial advisor Joseph Carpenito of Materetsky Financial Group says he thinks tuition insurance is always "worth considering," but that it can be especially valuable for families who are making a significant financial investment in their child's education and want to safeguard that investment."

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Best No-Penalty CD Rates of June 2023

USA TODAY

“It’s important to note that no-penalty CDs often offer lower interest rates than traditional CDs,” said Joseph Carpenito, a financial advisor at Materetsky Financial Group."

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6 Reasons To Treat Student Loans Differently

Forbes

“Financial advisor Joseph Carpenito of Materetsky Financial Group points out that there are multiple income-driven repayment plans to choose from right now, all of which let borrowers make low monthly payments based on their income for 20 to 25 years.”

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What is a 401(k) hardship withdrawal?

USA TODAY

“The withdrawal is taken because you are experiencing financial hardship that you can’t cover through other means,” says Joseph Carpenito, a financial advisor with Materetsky Financial Group. “This is generally a last resort option, as it can have significant financial consequences.”

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How To Open A Brokerage Account

USA TODAY

“There are so many different options out there, and each one has its own pros and cons. The best way to choose a brokerage account is to do your research, read reviews, and compare the features and fees of different accounts,” says Joseph Carpenito, a financial advisor at Materetsky Financial Group."

What Are the Easiest Loans to Get?

What Are the Easiest Loans to Get

U.S News & World Report

“Easy-to-get loans are likely popular despite their risks because lenders have made them so accessible, says Joseph Carpenito, a financial advisor at Materetsky Financial Group in Boynton Beach, Florida. Consumers can go from receiving a marketing email promoting some form of pre-approval to clicking a button...."

How to Maximize Social Security With Spousal Benefits

Maximize Social Security With Spousal Benefits

U.S News & World Report

“Social Security spousal benefits can provide major financial support for married couples, but it’s important to understand the eligibility requirements and timing considerations to get the most out of this program,” says Joseph Carpenito, a financial advisor at Materetsky Financial Group in Boynton Beach, Florida.

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Should You Hire a Tax Professional This Year?

U.S News & World Report

“Preparing tax returns can be time-consuming and intricate, particularly for individuals with complicated financial situations. A tax professional can manage the whole process, saving time and reducing stress,” Joseph Carpenito, financial advisor at Materetsky Financial Group in Boynton Beach, Florida, says....

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To-Do List For Gen-Z Retirement Savers

Forbes

“The biggest mistake Gen-Z may make in investing for their retirement is not starting early enough or not saving enough,” says Joseph Carpenito, Financial Advisor at Materetsky Financial Group in Boynton Beach, Florida...

Most Americans Bank at More Than One Institution- Should You_.webp

Americans Bank at More Than One Institution

Go Banking Rates

“Making the decision to bank at more than one institution can provide you with an extra layer of diversification. Joseph Carpenito, financial advisor at Materetsky Financial Group, said it can enable you to develop a banking strategy...

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These Bank Traits Most Important to Gen Z

Yahoo Finance

“One of the main reasons that low fees are so important to Gen Z is that they are often on a tight budget and cannot afford to pay high fees for basic banking services,” said Joseph Carpenito, financial advisor at Materetsky Financial Group...

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