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Joseph is regularly called upon to share his expertise on a variety of subjects within the financial services space. Joseph has been featured on many well known news media outlets such as Forbes, USA Today, U.S. News and Yahoo Finance to name a few. Below are Joseph's most recent and notable features:
Tuition Insurance Is Growing In Popularity
“Financial advisor Joseph Carpenito of Materetsky Financial Group says he thinks tuition insurance is always "worth considering," but that it can be especially valuable for families who are making a significant financial investment in their child's education and want to safeguard that investment."
Best No-Penalty CD Rates of June 2023
“It’s important to note that no-penalty CDs often offer lower interest rates than traditional CDs,” said Joseph Carpenito, a financial advisor at Materetsky Financial Group."
IRA Rules: Contributions, Deductions, Withdr...
“Unlike a few other retirement avenues, IRAs don’t impose an upper age limit for contributions, as long as you’re still generating income,” says Joseph Carpenito, a financial advisor at Materetsky Financial Group in Boynton Beach, Florida.
6 Reasons To Treat Student Loans Differently
“Financial advisor Joseph Carpenito of Materetsky Financial Group points out that there are multiple income-driven repayment plans to choose from right now, all of which let borrowers make low monthly payments based on their income for 20 to 25 years.”
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What is a 401(k) hardship withdrawal?
“The withdrawal is taken because you are experiencing financial hardship that you can’t cover through other means,” says Joseph Carpenito, a financial advisor with Materetsky Financial Group. “This is generally a last resort option, as it can have significant financial consequences.”
How To Open A Brokerage Account
“There are so many different options out there, and each one has its own pros and cons. The best way to choose a brokerage account is to do your research, read reviews, and compare the features and fees of different accounts,” says Joseph Carpenito, a financial advisor at Materetsky Financial Group."
What Are the Easiest Loans to Get
“Easy-to-get loans are likely popular despite their risks because lenders have made them so accessible, says Joseph Carpenito, a financial advisor at Materetsky Financial Group in Boynton Beach, Florida. Consumers can go from receiving a marketing email promoting some form of pre-approval to clicking a button...."
Maximize Social Security With Spousal Benefits
“Social Security spousal benefits can provide major financial support for married couples, but it’s important to understand the eligibility requirements and timing considerations to get the most out of this program,” says Joseph Carpenito, a financial advisor at Materetsky Financial Group in Boynton Beach, Florida.
Should You Hire a Tax Professional This Year?
“Preparing tax returns can be time-consuming and intricate, particularly for individuals with complicated financial situations. A tax professional can manage the whole process, saving time and reducing stress,” Joseph Carpenito, financial advisor at Materetsky Financial Group in Boynton Beach, Florida, says....
To-Do List For Gen-Z Retirement Savers
“The biggest mistake Gen-Z may make in investing for their retirement is not starting early enough or not saving enough,” says Joseph Carpenito, Financial Advisor at Materetsky Financial Group in Boynton Beach, Florida...
Americans Bank at More Than One Institution
“Making the decision to bank at more than one institution can provide you with an extra layer of diversification. Joseph Carpenito, financial advisor at Materetsky Financial Group, said it can enable you to develop a banking strategy...
These Bank Traits Most Important to Gen Z
“One of the main reasons that low fees are so important to Gen Z is that they are often on a tight budget and cannot afford to pay high fees for basic banking services,” said Joseph Carpenito, financial advisor at Materetsky Financial Group...